FAQ

Frequently Asked Questions

What additional costs should I expect when buying property in Berlin?

Besides the purchase price, budget roughly 10–12% for closing costs: real estate transfer tax (6% in Berlin), notary and land registry fees (about 1.5–2%), and the broker’s commission if applicable.

Who pays the broker’s commission when buying in Berlin?

For residential purchases, the commission is generally split between buyer and seller. Rates and arrangements vary, so we’ll clarify this transparently before any viewing.

How much down payment (equity) do I need to get a mortgage in Germany?

Banks typically expect at least 20–30% of the purchase price, ideally covering closing costs as well. Strong income and a clean credit profile (SCHUFA) can help in some cases.

Can non-residents or foreigners buy property in Berlin?

Yes, there are no legal restrictions on foreign buyers. Financing can be more complex without German income or credit history, and I can guide you through the options.

Is buying or renting better in Berlin right now?

It depends on your budget, how long you plan to stay, and your goals. Buying builds long-term equity, while renting offers flexibility. We can run a personalized comparison based on your situation.

What should I check before buying an apartment (condominium)?

Key points include the energy certificate, monthly service charge (Hausgeld), the maintenance reserve, the owners’ meeting minutes, planned renovations, and whether the building is in a protected area (Milieuschutzgebiet).

Is real estate in Berlin a good investment, and what returns can I expect?

Berlin offers strong long-term demand, but returns depend on location, purchase price, rent regulations, and property condition. I analyze rental yield, growth potential, and risks for each property individually.

What are the rent regulations for landlords in Berlin (rent cap, rent index)?

Berlin’s rent control rules limit how much rent can be charged for many existing apartments, based on the local rent index (Mietspiegel). Newly built or fully renovated properties may be treated differently, so check this before investing.

How can I find an apartment to rent in Berlin, and what documents do I need?

Landlords usually ask for ID, proof of income (last 3 payslips), a SCHUFA credit report, a rental history confirmation, and sometimes an employment contract. I can help you prepare a complete application to stand out.

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